Announcing 0% Interest Loans for Fresno Businesses

Funds are available to support business growth and development for Fresno small businesses. Funding is limited and will be disbursed on a first come first served basis, so start your application today!

About the loans:

  • Up to $50,000
  • Fixed 0% interest rate
  • Up to 5 year terms
  • No application fee
  • Closing fees: 2% loan fee, due diligence fees, state guaranty fee
  • Collateral: business assets & personal guaranty


Loan uses:

  • Buy furniture, fixtures, and equipment
  • Purchase inventory
  • Working capital to cover operating costs
  • Refinance high-interest business debt



  • For-profit businesses in Fresno County with a valid business license
  • Have been in business and generating revenue as of June 2019
  • Employ 50 or fewer FTE employees
  • Have annual revenues under $5 million
  • Demonstrate at least a 10% reduction in revenues in 2020
  • At least 51% owned by a US citizen or permanent resident
  • No minimum credit score required to qualify

How we work:

Our application process begins with a conversation. Click the button below to fill out our loan inquiry form, and we’ll contact you to start your application!