Announcing 0% Interest Loans for Oakland Businesses

Funds are available to support business growth and development for low-to-moderate income entrepreneurs and businesses in low-to-moderate income areas in Oakland. Funding is limited and will be disbursed on a first come first served basis, so start your application today!

About the loans:

  • Up to $50,000
  • Fixed 0% interest rate
  • Up to 5 year terms
  • No application fee
  • Closing fees are ~2.5% of loan amount
  • Business assets & personal guaranty as collateral


Loan uses:

  • Buy furniture, fixtures, and equipment
  • Purchase inventory
  • Working capital to cover operating costs
  • Startup expenses
  • Refinance high-interest business debt



  • New or existing for-profit business with a valid Oakland business license
  • Located in a low to moderate census tract or business owner must be low to moderate income
  • At least 51% owned by a US citizen or permanent resident
  • No minimum credit score required to qualify

How we work:

Our application process begins with a conversation. Click the button below to fill out our loan inquiry form, and we’ll contact you to start your application!