0% Interest Loans for San Francisco Startup Businesses

Funds are available to support business growth and development for startup businesses in San Francisco. Funding is limited and will be disbursed on a first come first served basis, so start your application today!

About the loans:

  • Up to $100,000
  • Fixed 0% interest rate
  • Up to 5 year terms
  • No application fee
  • 10% equity injection requirement
  • Business assets & personal guaranty as collateral


Loan uses:

  • Buy furniture, fixtures, and equipment
  • Purchase inventory
  • Working capital to cover operating costs
  • Startup expenses
  • Refinance high-interest business debt



  • Pre-revenue startups and businesses with less than 1 year of operating history in San Francisco
  • At least 51% owned by a US citizen or permanent resident
  • No minimum credit score required to qualify

How we work:

Our application process begins with a conversation. Click the button below to fill out our loan inquiry form, and we’ll contact you to start your application!