* Please note that this is a rapidly evolving situation. We will update this page as we learn of new developments.
Last update: 05/11/2020

We’re in this with you. 

The COVID-19 public health crisis has forced our communities to confront immense challenges. Entrepreneurs and small business owners in particular are facing incredibly difficult circumstances. At Main Street Launch, the health and safety of our staff, our clients and the people they serve, including their employees and customers, is our primary concern. We have been monitoring developments closely and we are actively working on our clients’ behalf to get more information and resources for small businesses.

Main Street Launch is committed to working together to figure out solutions and being as responsive to our clients’ needs as possible. We are working at full capacity to get more information from partners and government agencies, so it will take longer for us to respond to individual inquiries. We ask for your patience during this turbulent time.

If your business is taking delivery or takeout orders, offering gift cards, running operations online, or has any other way for the public to support you and your staff, you can tag us on social media or send an email to updates@mainstreetlaunch.org and we will share your promotion or post on our platforms.

Small Business Resources

There are resources through federal, state, and city governments available in response to the coronavirus outbreak. Our partner organizations have done an excellent job of organizing information about these resources. CAMEO has put together an extensive list of resources for California’s small business owners. ICA Fund Good Jobs also has an ongoing compilation of resources.

 

Federal government

Read The Small Business Owner’s Guide to the CARES Act (PDF) from U.S. Senate Committee on Small Business & Entrepreneurship. This guide includes FAQs for each portion of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, including the Paycheck Protection Program, the Small Business Debt Relief Program, and the SBA’s Economic Injury Disaster Loans & Emergency Economic Injury Grants.

The Minority Business Development Agency of the US Department of Commerce is offering grants to support inner city, minority-owned entrepreneurs and businesses, especially ones in technologically innovative sectors, via Minority Business Enterprise (MBE) Inner City Innovation Hubs. Applications are due May 15.

SBA Programs

For a comprehensive overview of the different products currently available through the Small Business Administration, please visit their COVID-19 Small Business Guidance & Loan Resources.

For a side-by-side comparison of the Payroll Protection Program and the Economic Injury Disaster Loan program, view this PDF.

Main Street Launch is not making loans through the Payroll Protection Program (PPP). To find a participating lender near you, visit the SBA’s participating lender map. If you are a SquarePayPal, or Intuit customer, they are now authorized lenders and you can apply for a forgivable PPP loan through their websites.

Small business owners have the opportunity to get up to a $10,000 Advance on an Economic Injury Disaster Loan (EIDL). This Advance may be available even if your EIDL application was declined or is still pending, and will be forgiven.

If you wish to apply for the Advance on your EIDL, visit www.SBA.gov/Disaster as soon as possible to fill out a new, streamlined application. In order to qualify for the Advance, you need to submit this new application even if you previously submitted an EIDL application. Applying for the Advance will not impact the status or slow your existing application.

You need to reapply for the Economic Injury Disaster Loan Advance if you applied before March 30th, or mailed, faxed, uploaded, or emailed your EIDL application.

For additional information, you can review CAMEO’s webinar Understanding the SBA Disaster Loan Program for a detailed look at the program and how to apply. Visit CAMEO’s SBA Disaster Loan Resources page for step-by-step instructions on how to determine your eligibility and apply.

 

City and County of San Francisco

Please refer to the City’s Office of Economic and Workforce Development’s page for municipal policies and resources.

On May 7th, Mayor London Breed’s office announced that as long San Francisco continues making progress on reducing the spread of COVID-19, the City anticipates allowing some businesses to resume operations with storefront pickup as soon as Monday, May 18th. Retailers such as bookstores, florists, and music stores will be the first stores allowed to operate storefront pickup.

Mayor London Breed has announced a moratorium on commercial evictions for small and medium sized businesses.

Deferral of business license & registration fees: The City will extend the 2020 Business Registration Fee deadline by four months to September 30, 2020. The City will provide tax relief for businesses by further delaying the City’s collection of the unified license fees until September 30, 2020.

 

City of Oakland

Oakland remains under the restrictions detailed in the revised and extended Alameda County Order that took effect May 4, 2020. The orders do not currently permit curbside pickup from non-essential, non-outdoor businesses.

Fill out Oakland’s COVID-19 Business Survey to help the City mobilize resources tailored to your needs. Refer to the City’s COVID-19 Business and Worker Resources page to get more information on City policies or request assistance from the Oakland Business Assistance Center.

Oakland City Council passed a moratorium on commercial evictions for small businesses.

 

Private relief funds

LISC Small Business Relief Grants: LISC is offering grants of up to $10,000, especially to entrepreneurs of color, women-owned businesses and other enterprises in historically under-served places who don’t have access to flexible, affordable capital. The next application round will open on May 14th.

Red Backpack Fund: The fund is making 1,000 grants of $5,000 each to female entrepreneurs in the U.S. to help alleviate the immediate needs and support the long-term recovery of those impacted by this crisis. The next round of applications will open on June 1st.

 

We will share updated resources as soon as more information is made available. Check this page often and follow us on Facebook, Instagram, and Twitter for updates.