Our History and Impact

Our mission is to create economic opportunity by empowering entrepreneurs.
Through innovative partnerships we provide business owners with capital, education, and relationships that allow them to flourish. Our collaborative approach helps our clients create jobs and stimulates economic development in low-to-moderate income communities.


Since 1979 we have empowered small business owners in the Bay Area, beginning in Oakland and expanding to serve San Francisco, Stockton, and persistent poverty counties in California. Through our core services, we help small businesses expand in size, increase their profits, and reach their goals. We are honored to work with successful, innovative, and community-oriented entrepreneurs. We believe in the power of entrepreneurship to transform lives and communities.

In the last 10 years, we closed over 1,100 loans that totaled $90 million. Our clients have created and sustained over 6,200 jobs in the Bay Area.

Our vision is to empower small business owners to succeed, transforming their lives and helping their communities thrive.

Our Core Values Are:


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Who We Serve

We’re Members of: